Crush Your Debt.
Save Thousands.
Model Avalanche vs. Snowball strategies with real math, get a personalized AI stress score, and generate a word-for-word negotiation script to settle your debt for less.
Three steps
to a payoff plan.
01 / Enter Your Debts
Add every debt you carry — balance, APR, minimum payment. Nothing leaves your browser. We need exact numbers because the math compounds — small errors in input become large errors in months.
02 / We Simulate
We run a month-by-month simulation of both Avalanche and Snowball strategies, then layer Claude AI for personalised advice. You see exact dollar savings and the months you'd shave off.
03 / Negotiate the Rest
For each debt, generate a phone-ready script: opening, hardship statement, initial offer, counter-offer responses, closing checklist. Read it aloud, settle for less.
Enter Your
Numbers.
Exact figures give you exact results. Nothing leaves your browser.